The use of credit cards has become popular in recent years. Part of it has to do with how easy it is to use it to carry out transactions and even access promotions. Although there are many benefits of using a credit card, there are also some problems that may arise from its use, such as fraud. Learn in this note how to avoid being a victim of fraud with your credit card .
The theft of information, also known as skimming is followed by people from bad living. The purpose of this modality is to clone credit cards to use them harming their owners.
Usually the lovers of the alien manage to get this information through ATMs . That is why it is important not to use ATMs that look suspicious! Many scammers place fake devices with which they get the information they need to leave your accounts at zero and a debt in tow.
This must have happened to you. It has already happened to me a couple of times, so I already have spam emails that come from these fraudulent accounts.
Sometimes, an email from a bank usually appears in your inbox asking you to update or fill in your details if you did it, you’re fried! and it is that through this fraud technique online thieves have the information they need to make operations with your cards.
To avoid being a victim of these frauds I advise you to follow what I have done myself. Check the source email, if in doubt write to the official accounts of the bank in question (to their social networks also if you want a faster response) and above all: Be aware! No bank is going to ask you for confidential information!
Another way that our credit cards are at risk is through malicious software or spyware. This is installed on our computer or devices and spies the movements we perform. Thus they appropriate confidential information affecting our personal finances.
Tips to prevent fraud
Insurance will always be the best option, especially if we usually do it all with a credit card. Being cautious is another way to avoid stealing our money.
Thus, I recommend you always check the ATMs where you are going to withdraw money; never lose sight of your cards; Never reveal confidential information about your accounts, etc.