Financial Innovation – Eq Muscle Release http://www.eqmusclerelease.com/ Thu, 24 Nov 2022 06:50:19 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 http://www.eqmusclerelease.com/wp-content/uploads/2021/03/eqmusclerelease-icon-70x70.png Financial Innovation – Eq Muscle Release http://www.eqmusclerelease.com/ 32 32 How to steer clear of financial distractions — Retail Technology Innovation Hub http://www.eqmusclerelease.com/how-to-steer-clear-of-financial-distractions-retail-technology-innovation-hub/ Thu, 24 Nov 2022 05:33:29 +0000 http://www.eqmusclerelease.com/how-to-steer-clear-of-financial-distractions-retail-technology-innovation-hub/

Obstacles in almost every direction prevent us from making progress towards our financial goals. And the only way to protect yourself from financial distractions is to develop healthy spending and saving habits.

1. Look back and learn to recognize what your distractions are

Consider past times when you set a savings goal but weren’t able to meet it. Was it an unexpected expense that you couldn’t cover, or did you give in to the temptation of a cheap item earlier in the month?

Many of us find it difficult to avoid getting caught up in the pursuit of social status through the acquisition of material possessions, even though this tendency is not conducive to building long-term wealth.

Chances are that new disruptions will resemble old ones, so keeping an eye on trends is key to preparing for and preventing future strikes.

2. Change the focus of your attention

Once your potential sources of financial distraction have been discovered, you can determine where your attention should have been.

Keeping your mind on the prize means frequently reminding yourself of your commitment to achieving your financial goals and the satisfaction and calm that will follow.

Knowing your wants from your needs establishes focus

Determine precisely what you want and what you need. To better assess your priorities and focus your time and energy where it counts, it helps to understand the distinctions between the two.

Making and sticking to a budget is one strategy for this. You will learn to control your spending habits, which will allow you to meet your basic needs without worrying about money.

Be careful with any unforeseen windfall or profit

Increase your savings with the money you get from promotions, bonuses, and extra jobs.

If you plan to save a certain amount each month, that amount should increase as your income increases. Your new higher salary justifies an increase in your savings rate.

3. Plan everything from bank accounts, credit cards to daily expenses

Check your balances often so you know where you stand financially.

If you rarely check your balances, the accounts you have could affect your financial situation. Minimum balances must be maintained to avoid charges, so keep that in mind.

Prepare your trips to the store in advance

Prepare your purchases in advance and make it a habit. The occasional trip to the supermarket for a few basic necessities can make it difficult to control your expenses.

Create a list of things you absolutely must have and the total amount of money you can afford to spend on groceries within a specific time frame.

This will help you control your spending and avoid the temptation to buy things you don’t need. You might want to check weekly store announcements to see what’s on sale, and you might save a little on your groceries.

Punctual payment of bills

Bills are responsibilities that must be fulfilled before they are overdue. Otherwise, potential fees and penalties will prevent you from achieving your financial goals.

Make timely payments to keep your finances under control. This will save you money that you would otherwise have had to pay in fees or invest elsewhere.

4. Invest in your future and your security

You can protect your future financial stability by investing and buying life insurance.

One of the most compelling arguments for both is the confidence they provide in a secure and prosperous future for you and the people you care about.

There is always a way to invest wisely, regardless of the future. You can invest with more confidence, knowing you have money for unexpected expenses.

Strengthen your wellness safety net

Prevent your plans from collapsing due to sudden expenses or other unforeseen events.

You can protect yourself against crises requiring immediate care by putting your efforts into saving for the unexpected and tailoring your insurance coverage to your specific needs.

5. Tracking your progress will hold you accountable

As unfortunate as it may be, we are probably faced with financial distractions on a daily basis. Finding and using a system to monitor our savings is one approach to ignoring problems.

Check in frequently to see the results of your good habit efforts, celebrate your successes, and make any necessary adjustments to your plan.

Final Thoughts: If You Want to Succeed Financially, You Need to Focus

It is always possible to work towards achieving your financial goals.

You may face challenges that make it difficult to achieve your goals, but with the help of good habits, you can develop the self-discipline needed to overcome such obstacles.

It’s easy to take advantage of money-saving opportunities when we let our attention wander. Distraction can cause us to miss good chances to save.

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Theresa Nemetz will receive the Regional Spirt Award at the Innovation + Entrepreneurship Forum http://www.eqmusclerelease.com/theresa-nemetz-will-receive-the-regional-spirt-award-at-the-innovation-entrepreneurship-forum/ Mon, 21 Nov 2022 18:06:06 +0000 http://www.eqmusclerelease.com/theresa-nemetz-will-receive-the-regional-spirt-award-at-the-innovation-entrepreneurship-forum/
Theresa Nemetz Credit: Jake Hill Photography

Therese Nemetzfounder and president of Excursions on the Great Lakes and Milwaukee Food and City Tourswill receive the Regional Spirit Award at the annual BizTimes Media conference Innovation + Entrepreneurship Forumto be held on December 8 at the Italian Community Center in Milwaukee. Click here to join.

Great Lakes Shore Excursions launched earlier this year, serving about 35,000 people on six cruise lines, including international giant Viking, which made several stops this year in Milwaukee. Great Lakes Shore Excursions offers an array of activities and tours available to cruise passengers when calling at ports in Michigan, Minnesota, Illinois and Wisconsin.

Nemetz started Milwaukee Food & City Tours after taking a trip to New York and doing a food tour there.

She’s grown her business into an award-winning, multimillion-dollar family of businesses, including a gift box operation called Delicious Food Delivered that sends food from local vendors to customers across the country, and the acquisition from Chicago Food Tours.

Also planned for the Innovation + Entrepreneurship Forum, founder of the Oldenburg Group Wayne Oldenburg will receive the Lifetime Achievement Award. Oldenburg founded Oldenburg Group Inc. in 1981. The company was a manufacturer of mining equipment, commercial lighting and military products. In 2006, Oldenburg sold its coal mining equipment business to Joy Global Corp. (now Komatsu Mining) for $140 million, but retained its division which made machinery used in underground hard rock mining. In 2016, it sold its underground mining equipment and defense business to a New York-based private equity firm. Oldenburg retained its commercial lighting equipment division, based in Glendale Visa lighting. He continues to serve as Managing Director of the company, which provides performance engineered products used in the architectural lighting industry.

Other entrepreneurs and innovators to be recognized at the Innovation + Entrepreneurship Forum include:

Innovation winners:

Entrepreneurship Winners:

The Innovation + Entrepreneurship Forum is sponsored by Johnson Financial Group and Meissner Tierney Fisher & Nichols SC In addition, Seen is a supporting sponsor for the event.

Click here to register for the event.

]]> Wayne Oldenburg will receive the Lifetime Achievement Award at the Innovation + Entrepreneurship Forum http://www.eqmusclerelease.com/wayne-oldenburg-will-receive-the-lifetime-achievement-award-at-the-innovation-entrepreneurship-forum/ Fri, 18 Nov 2022 20:37:41 +0000 http://www.eqmusclerelease.com/wayne-oldenburg-will-receive-the-lifetime-achievement-award-at-the-innovation-entrepreneurship-forum/

Founder of the Oldenburg Group Wayne Oldenburg will receive the Lifetime Achievement Award at BizTimes Media Innovation + Entrepreneurship Forum Dec. 8 at the Italian Community Center in Milwaukee. Click here to join.

Oldenburg founded Oldenburg Group Inc. in 1981. The company was a manufacturer of mining equipment, commercial lighting and military products. In 2006, Oldenburg sold its coal mining equipment business to Joy Global Corp. (now Komatsu Mining) for $140 million, but retained its division which made machinery used in underground hard rock mining. In 2016, it sold its underground mining equipment and defense business to a New York-based private equity firm.

Oldenburg retained its commercial lighting equipment division, based in Glendale Visa lighting. He continues to serve as Managing Director of the company, which provides performance engineered products used in the architectural lighting industry.

Oldenburg is also past president of ABCD: After Breast Cancer Diagnosis, a non-profit organization that provides support for those affected by breast cancer; the organization was founded by his late wife, Melodie Wilson. For years, Oldenburg has provided free space in Visa Lighting Inc.’s Glendale office building to three nonprofits: ABCD, Girls on the Run, and SHARP Literacy.

The Innovation + Entrepreneurship Forum honors the best entrepreneurs and innovators in Southeast Wisconsin.

Therese Nemetz will receive the Regional Spirit Award, which recognizes a business leader who goes above and beyond to promote the Milwaukee area as a great place to live, work and play. Nemetz is the founder and president of Excursions on the Great Lakes and Milwaukee Food and City Tours.

Other entrepreneurs and innovators to be recognized at the Innovation + Entrepreneurship Forum include:

Innovation winners:

  • Advanced Ionic
  • fast radicals
  • Wearables

Entrepreneurship Winners:

  • Justin Nicols, Sift Healthcare
  • Jeremy Fojut, Like|Minded

The Innovation + Entrepreneurship Forum is sponsored by Johnson Financial Group and Meissner Tierney Fisher & Nichols SC In addition, Seen is a supporting sponsor for the event.

Click here to register for the event.

]]> John Deere Wins Two CES® 2023 Innovation Awards in Robotics and Vehicle Technology & Advanced Mobility http://www.eqmusclerelease.com/john-deere-wins-two-ces-2023-innovation-awards-in-robotics-and-vehicle-technology-advanced-mobility/ Wed, 16 Nov 2022 22:30:00 +0000 http://www.eqmusclerelease.com/john-deere-wins-two-ces-2023-innovation-awards-in-robotics-and-vehicle-technology-advanced-mobility/

MOLINE, Ill., November 16, 2022 /PRNewswire/ — John Deere (NYSE: DE) has been named CES® Winner of the Innovation Awards 2023 Best of Innovation in the Robotics category and winner in the Vehicle Tech & Advanced Mobility category for its fully autonomous tractor. This is the fourth consecutive year that John Deere has received an innovation award from the Consumer Technology Association (CTA). The announcement was made ahead of CES 2023, the world’s most influential tech event, where John Deere will deliver a keynote. CES 2023 takes place January 5-8 in Las Vegas, Nevada and digitally.

John Deere’s fully autonomous tractor incorporates technologies such as cameras, artificial intelligence (AI), sensors and super-fast GPU processors to navigate a field without an operator in the cab, helping customers be more efficient, productive and profitable.

“Farmers never run out of work to do on any given day,” said Jahmy Hindman, John Deere’s chief technology officer. “With our fully autonomous tractor, farmers have the flexibility to focus on the most pressing tasks on their farm while the machine takes care of what they don’t have the time or manpower to do. We continue to invest in autonomy and automation to support the important work our customers do every day.”

The CES Innovation Awards program, owned and produced by CTA, is an annual competition recognizing outstanding design and engineering in 28 product categories. The judges reviewed the submissions based on innovation, engineering and functionality, aesthetics and design.

The Robotics category of the Innovation Awards highlights programmable or otherwise intelligent machines capable of performing specific tasks or mimicking human movements or interactions. The Vehicle Intelligence & Advanced Mobility category highlights automotive and other transportation products and services that integrate technology into the driving or driving experience, whether improving safety, navigation, experience passengers or enabling autonomous driving functionality.

About John Deere

Deere & Company (www.JohnDeere.com) is a world leader in the delivery of agricultural, turf, construction and forestry equipment. We help our clients push the boundaries of what is possible in more productive and sustainable ways to move life forward. Our technology products, including John Deere Autonomous 8R Tractor, See & Spray™ and E-Power Backhoe, are just a few of the ways we are helping meet the world’s growing needs for food, shelter and infrastructure. Deere & Company also provides financial services through John Deere Financial.

For more information about Deere & Company, visit us at www.deere.com/en/news/.

SOURCEDeere & Company

]]> Northern Trust Appoints Head of Digital Asset Innovation for Asia-Pacific http://www.eqmusclerelease.com/northern-trust-appoints-head-of-digital-asset-innovation-for-asia-pacific/ Mon, 14 Nov 2022 09:42:07 +0000 http://www.eqmusclerelease.com/northern-trust-appoints-head-of-digital-asset-innovation-for-asia-pacific/ Northern Trust (Nasdaq: NTRS) has hired Alvin Chia as Chief Digital Asset Innovation Officer for Asia Pacific.

Based in Singapore, Chia is responsible for delivering cutting-edge innovations aligned with Northern Trust’s digital asset strategy to clients in the Asia-Pacific region. It works closely with industry bodies, fintechs, regulators and government entities to positively influence market developments. Chia reports to Justin Chapman, Global Head of Digital Assets and Financial Markets.

Chia was most recently the senior expert manager of Innovation at Bain and Company. Prior to that, he was Vice President of Innovation at DBS Bank. Chia holds a Bachelor of Arts in History from the National University of Singapore, where he is currently completing a PhD in Digital Innovation.

“We continue to see the pace of innovation continue in the fund administration and custody industry, as the APAC region experiences a period of transformational change in light of new technologies,” Chapman said. “We are delighted to appoint Alvin to this new role, leveraging his deep fintech skills to help us continue to drive change and meet the demands of our customers. »

Northern Trust announced the creation of its Digital Assets and Financial Markets group in June 2022, unifying its digital and traditional market functions into its Asset Servicing business, which provides Whole Office™ solutions to institutional asset managers and asset owners. active all over the world.

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California Announces Investigation into “Apparent Failure” of Crypto Exchange FTX http://www.eqmusclerelease.com/california-announces-investigation-into-apparent-failure-of-crypto-exchange-ftx/ Fri, 11 Nov 2022 10:35:21 +0000 http://www.eqmusclerelease.com/california-announces-investigation-into-apparent-failure-of-crypto-exchange-ftx/

The California Department of Financial Protection and Innovation (DFPI) is investigating the “apparent failure” of the FTX crypto trading platform.

DFPI is responsible for administering the state’s lending and banking laws, as well as the Consumer Financial Protection Act and state securities laws, which govern brokers, advisers in investment and raw materials.

“We expect any securities provider, lender or other financial services provider operating in California to comply with our financial laws,” the agency said in a statement Thursday.

The FTX crisis began last week after Binance CEO Changpeng Zhao announced that the world’s largest cryptocurrency exchange would liquidate its holdings of FTT, FTX’s native exchange token. Amid the sell-off, users started leaving FTX in droves, leading the exchange to suspend withdrawals.

Binance later said it would consider acquiring FTX, but pulled out of the deal on Wednesday, citing the company’s due diligence findings and reports of mishandled client funds.

Sam Bankman-Fried, the founder and CEO of FTX, later revealed that the company was trying to raise funds to make customers whole after a Bloomberg report said the company is $8 billion short.

DFPI provided little information on the details of the investigation, nor did it say whether the investigation involved Bahamas-based FTX or FTX.US, the exchange’s U.S. subsidiary.

Decrypt has contacted DPFI for additional comments.

DFPI warns of risks from crypto assets

DFPI also pointed out that “consumers and investors should be aware that crypto assets are high-risk investments and should not expect to be reimbursed for losses.”

“The Department is warning California consumers and investors that many crypto asset providers may not have adequately disclosed the risks customers face when depositing crypto assets on these platforms,” reads the statement.

DFPI added that providers of crypto assets are not governed by the same rules and protections as banks and credit unions, which are required to have deposit insurance, and encouraged those affected to file a complaint. .

There was another blow to FTX on Thursday when the Bahamian Securities Commission decided to freeze the exchange’s assets and related parties. FTX is headquartered in Nassau.

The agency also suspended registration of the company’s operations and asked the Supreme Court of the Bahamas to appoint a provisional liquidator.

In a separate development from events earlier this week, the US Securities and Exchange Commission (SEC) reportedly deepened its investigation into FTX, while the Commodity Futures Trading Commission (CFTC) and the Department of Justice (DOJ) have launched their own investigations into the exchange. .

Last month, the Texas Securities Board also began investigating FTX, FTX US and CEO Sam Bankman-Fried over alleged securities violations.

Stay up to date with crypto news, get daily updates in your inbox.

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Single-Issue Crypto Voters Weigh in Midterms Ahead of US Election Day http://www.eqmusclerelease.com/single-issue-crypto-voters-weigh-in-midterms-ahead-of-us-election-day/ Tue, 08 Nov 2022 14:19:48 +0000 http://www.eqmusclerelease.com/single-issue-crypto-voters-weigh-in-midterms-ahead-of-us-election-day/

On November 8, registered voters across the United States will vote for political candidates to represent them at the local, state, and federal levels — and for some people, crypto is the main issue.

Voters took to social media amid early voting in some US states and ahead of Election Day to proclaim that despite many issues pushing people to the polls – including ensuring free and fair elections, controlling guns and abortion – digital assets were at the forefront of their decision-making process. President Joe Biden’s term does not end until January 2025, but future majority control of the House of Representatives and Senate is currently at stake, with a number of openly pro-crypto candidates vying.

“Two thoughts on my mind in the voting booth tomorrow,” said Twitter user MetaSailor. “1. What is the candidate’s position on Crypto? 2. What is the candidate’s position on the decriminalization of cannabis?”

Although many Republican and grassroots lawmakers have spoken out in favor of crypto-related regulations and policies, the push for adoption or a framework for digital assets is not confined to one side of the spectrum. political alley. President Biden, a Democrat, signed an executive order establishing a regulatory framework for digital assets in March, and members of his party have been working with Republican lawmakers on stablecoin legislation.

“We need a few Democrats and a few Republicans in Congress who want their states to be crypto-friendly to pass a good, bipartisan bill that protects the rights of Americans to buy, sell, and hold crypto,” said the president. Reddit user Invest07723.

Source: Twitter

Related: US Election Update: Where Do Pro-Crypto Candidates Stand Ahead of the Election?

“This is the most consequential election crypto has ever had,” Jeff Howard, North American head of business development at digital asset platform OSL, told Cointelegraph. “This will determine how crypto is regulated for many years to come.”

According to Howard, crypto has become a force to be reckoned with in elections due to a number of political action committees funding candidates and crypto groups becoming “a veritable voting bloc.” However, which party gains control of the House or Senate could influence pending digital asset legislation in the United States:

“Democrats are more concerned with consumer protection and financial inclusiveness, where Republicans are more concerned with financial innovation and some sort of free market economy.”

A survey launched by asset management firm Grayscale in October suggested that around a third of US voters plan to scrutinize political candidates’ positions on crypto in the midterm elections. According to a November 4 CNN report, about 41 million people in 47 states took part in early voting, but the majority of those ballots came from voters over the age of 65.